Dealer Finance Plans vs. Bank Auto Financing

Once you’ve selected your vehicle to buy, you’ll need to decide whether to pursue bank auto financing or dealer finance plans. A closer look shows that Mercedes-Benz Financial Services provides benefits that bank auto financing doesn’t have. See what dealer finance plans have to offer and how they stack up against bank auto financing with Mercedes-Benz of Ontario. 

Why Choose Dealer Finance Offers? 

Along with the undeniable convenience of shopping for and financing your vehicle under one roof, dealership financing has advantages that you won’t get with a bank, such as: 

• The option to lease. Depending on your situation, leasing may be a better option, and the Mercedes-Benz of Ontario finance center can help you make that call. 
• Banks often limit the mileage and age of vehicles they’ll provide loans for, causing issues for used car shoppers. 
• If you want multiple offers from banks, you’ll need to fill out multiple applications. With a dealership, you’ll get various offers from one simple online application. 
• You’ll find dealerships that specifically work with buyers with credit issues. 
• Choose to finance at a dealership, and you can negotiate other costs like your down payment. 
• Dealership financing offers can help you find a better price on a vehicle near Rancho Cucamonga. 

Why Choose Bank Auto Financing? 

Some buyers have a level of comfort with their bank, as they have a preexisting relationship with them. Banks can also set their internal rates. Still, since a dealership can offer multiple offers and other possible offers, it’s worth comparing any bank auto financing option to what your dealership can offer. 

Mercedes-Benz Financial Services: Additional Perks

Building upon what other dealerships offer, Mercedes-Benz Financial Services takes the benefits of dealer finance plans to the next level with: 

• Exclusive Finance Offers – The Loyalty Program Accelerator and other programs help Fontana buyers get competitive pricing and financing. 
• Leasing and Financing Options – Along with competitive leasing and financing options, you’ll get options for things like balloon payments. 
• Automatic Payments – Set up your payments online and have your monthly payments automatically deducted from your bank account. 
• First Class Finish – Find possible offers on your next Mercedes-Benz lease and enjoy easy returns with our First Class Finish. 
• Available Warranty Coverage – Choose from a range of additional and extended warranties and products to protect your Mercedes-Benz. 

Check out Mercedes-Benz Financial Services Today

When you’re ready to see the dealer finance plans that the Mercedes-Benz of Ontario finance center can provide, reach out to us near Corona. Or, you can complete our secure online application to get pre-approved for financing today!